Business Credit and Funding

Our service provides authorized user accounts solely for the purpose of assisting individuals in improving their credit scores. We strictly adhere to legal and ethical practices and do not engage in any illegal or fraudulent activities.

Please review our comprehensive [Terms and Conditions] document before using our service. It covers essential information regarding fees, refund policies, and other terms that govern our services.

Your privacy is important to us. Our [Privacy Policy] outlines how we collect, use, and protect your personal information in compliance with applicable data protection regulations.

By proceeding with your purchase, you acknowledge that you have read and agree to our Terms and Conditions and Privacy Policy.

While becoming an authorized user can positively affect your credit score, individual results may vary based on your credit history and other factors. We make no guarantees regarding specific outcomes.

Our [Cancellation and Refund Policy] explains the process and conditions for cancellations and refunds.

For any questions or concerns, our dedicated customer support team is available to assist you. Contact us at support@credilife.com or 612-444-3411.

We strongly recommend consulting with a financial advisor or credit counselor before using our service to understand the potential risks and benefits associated with authorized user accounts.

We believe in a collaborative approach to achieving your credit goals. Throughout our engagement, we take on certain responsibilities, and there are also key aspects where our efforts align with yours. We provide guidance, education, and expertise, but it's essential to understand that your active participation is crucial for the best possible outcome.

Here's how our responsibilities are structured:

What We Do For You: We take pride in offering tailored solutions to improve your credit score and financial stability. Our team works diligently to analyze your credit history, identify areas for improvement, and strategically implement solutions.

What We Do Together: Our collaborative efforts come into play here. We'll work together to create a customized plan, monitor progress, and adjust strategies as needed. Clear communication and providing requested information in a timely manner are vital to our joint success.

What You Must Do Yourself: While we provide guidance and education, some actions require your direct involvement. This includes timely payment of bills, open communication, adhering to responsible credit practices, and in some cases, opening new accounts or working to settle outstanding debt obligations. Your active participation plays a significant role in determining the ultimate result.

Please keep in mind that while we provide comprehensive support, the outcome often hinges on your actions or inaction. Your commitment to following our recommendations and responsibly managing your credit is essential. We're here to empower you with knowledge and strategies, and together, we can make significant strides toward achieving your credit goals.

The program fee represents a license agreement granting you access to our Business Platinum Program platform. We will support you with great care, in an ethical manner, and to the best of our ability throughout your membership.

We want to make it clear that we do not guarantee specific business credit scores or a particular cash dollar amount of credit. Any statements made by our coaches regarding credit outcomes are their sincere opinions. We aim to provide you with valuable guidance and expertise.

If, during the course of your program, you have not been extended at least $50,000 in TOTAL credit (comprising vendor credit, trade credit, equipment lease, vehicle lease, loans, lines of credit, credit cards, real estate pre-approvals, etc.), you have the option to receive an additional twelve (12) months of advising from our Coach.

If you wish to cancel your membership, please connect with your Business Credit and Funding Coach.

Refunds are generally not provided for the program fee. However, if you have elected to receive an additional twelve (12) months of advising and have not been extended the specified total credit amount during that period by no fault of your own, we will review refund requests on a case-by-case basis.

Refunds are generally considered in cases where there is a failure of the tradeline to report as expected. If the authorized user account does not report to the credit bureaus as initially intended, we will review refund requests on a case-by-case basis. Our aim is to ensure fairness and customer satisfaction. Please understand that refunds will be approved based on the specific circumstances of each situation.

If you have any questions or wish to inquire about cancellations or refunds, please contact our customer support team at support@credilife.com or 612-444-3411.